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Transact for free with AzamPesa.

Sending money to AzamPesa and to every other network is free at every amount. Fees only apply to bank transfers, cash-out at an agent and Lipa Hapa payments to other networks and banks.

Download App Download the tariff poster

Tariffs as of August 2026

Send money

TSh0

To AzamPesaFree
To other networksFree

Don't get overcharged — transact with zero deductions!

What's free, and what has a fee

FreeDo these for free, with zero deductions

Send money AzamPesa to AzamPesa
Send money to all networks
LUKU / TUKUZA electricity
Government payments
Pay bills*
Azam services
Buy airtime
Pay for TV decoders
Water bills
Buy tickets
Balance check and mini statement
Monthly statement

Services with a small fee

Sending money to a bank
Cash-out at an agent (plus the government levy)
Lipa Hapa payments to all networks and banks

*Some services carry fees and are not part of the promotion.

Tariffs as of August 2026

Tariff tables

Choose a transaction type. All amounts are in Tanzanian shillings (TSh).

Sending money

Sending to AzamPesa and to other networks is free. Sending to a bank has a small fee, with no government levy.

Work out the fee for your amount

TSh

To AzamPesaFree
To other networksFree
To a bank · Government levyFree

Sending money
Amount (TSh)	To a bank
Amount (TSh)	Fee	Total
0 – 999	10	10
1,000 – 1,999	50	50
2,000 – 2,999	70	70
3,000 – 3,999	100	100
4,000 – 4,999	200	200
5,000 – 6,999	450	450
7,000 – 9,999	700	700
10,000 – 14,999	1,000	1,000
15,000 – 19,999	1,000	1,000
20,000 – 29,999	1,000	1,000
30,000 – 39,999	1,600	1,600
40,000 – 49,999	2,000	2,000
50,000 – 99,999	2,500	2,500
100,000 – 199,999	3,500	3,500
200,000 – 299,999	4,000	4,000
300,000 – 399,999	4,200	4,200
400,000 – 499,999	4,500	4,500
500,000 – 599,999	5,000	5,000
600,000 – 699,999	5,000	5,000
700,000 – 799,999	5,000	5,000
800,000 – 899,999	5,000	5,000
900,000 – 1,000,000	5,000	5,000
1,000,001 – 3,000,000	5,000	5,000
3,000,001 – 10,000,000	5,000	5,000

Sending money
Amount (TSh)	To AzamPesa	To other networks	To a bank
Amount (TSh)	To AzamPesa	To other networks	Fee	Government levy	Total
0 – 999	Free	Free	10	Free	10
1,000 – 1,999	Free	Free	50	Free	50
2,000 – 2,999	Free	Free	70	Free	70
3,000 – 3,999	Free	Free	100	Free	100
4,000 – 4,999	Free	Free	200	Free	200
5,000 – 6,999	Free	Free	450	Free	450
7,000 – 9,999	Free	Free	700	Free	700
10,000 – 14,999	Free	Free	1,000	Free	1,000
15,000 – 19,999	Free	Free	1,000	Free	1,000
20,000 – 29,999	Free	Free	1,000	Free	1,000
30,000 – 39,999	Free	Free	1,600	Free	1,600
40,000 – 49,999	Free	Free	2,000	Free	2,000
50,000 – 99,999	Free	Free	2,500	Free	2,500
100,000 – 199,999	Free	Free	3,500	Free	3,500
200,000 – 299,999	Free	Free	4,000	Free	4,000
300,000 – 399,999	Free	Free	4,200	Free	4,200
400,000 – 499,999	Free	Free	4,500	Free	4,500
500,000 – 599,999	Free	Free	5,000	Free	5,000
600,000 – 699,999	Free	Free	5,000	Free	5,000
700,000 – 799,999	Free	Free	5,000	Free	5,000
800,000 – 899,999	Free	Free	5,000	Free	5,000
900,000 – 1,000,000	Free	Free	5,000	Free	5,000
1,000,001 – 3,000,000	Free	Free	5,000	Free	5,000
3,000,001 – 10,000,000	Free	Free	5,000	Free	5,000

Source: official AzamPesa tariff poster, August 2026.

Cashing out at an agent

The cash-out fee plus the government levy. The total is what is deducted from your account.

Work out the fee for your amount

TSh

Cashing out at an agent
Amount (TSh)	Fee	Government levy	Total charge
0 – 999	150	10	160
1,000 – 1,999	242	10	252
2,000 – 2,999	349	10	359
3,000 – 3,999	486	14	500
4,000 – 4,999	567	27	594
5,000 – 6,999	734	54	788
7,000 – 9,999	822	56	878
10,000 – 14,999	1,123	102	1,225
15,000 – 19,999	1,129	195	1,324
20,000 – 29,999	1,254	306	1,560
30,000 – 39,999	1,575	351	1,926
40,000 – 49,999	2,070	419	2,489
50,000 – 99,999	2,430	573	3,003
100,000 – 199,999	3,285	707	3,992
200,000 – 299,999	4,590	821	5,411
300,000 – 399,999	5,400	838	6,238
400,000 – 499,999	5,850	982	6,832
500,000 – 599,999	6,300	1,245	7,545
600,000 – 699,999	6,750	1,532	8,282
700,000 – 799,999	6,750	1,700	8,450
800,000 – 899,999	6,750	1,750	8,500
900,000 – 1,000,000	6,750	1,776	8,526
1,000,001 – 3,000,000	6,750	1,875	8,625
3,000,001 – 10,000,000	7,125	2,000	9,125

Cashing out at an agent
Amount (TSh)	Fee	Government levy	Total charge
0 – 999	150	10	160
1,000 – 1,999	242	10	252
2,000 – 2,999	349	10	359
3,000 – 3,999	486	14	500
4,000 – 4,999	567	27	594
5,000 – 6,999	734	54	788
7,000 – 9,999	822	56	878
10,000 – 14,999	1,123	102	1,225
15,000 – 19,999	1,129	195	1,324
20,000 – 29,999	1,254	306	1,560
30,000 – 39,999	1,575	351	1,926
40,000 – 49,999	2,070	419	2,489
50,000 – 99,999	2,430	573	3,003
100,000 – 199,999	3,285	707	3,992
200,000 – 299,999	4,590	821	5,411
300,000 – 399,999	5,400	838	6,238
400,000 – 499,999	5,850	982	6,832
500,000 – 599,999	6,300	1,245	7,545
600,000 – 699,999	6,750	1,532	8,282
700,000 – 799,999	6,750	1,700	8,450
800,000 – 899,999	6,750	1,750	8,500
900,000 – 1,000,000	6,750	1,776	8,526
1,000,001 – 3,000,000	6,750	1,875	8,625
3,000,001 – 10,000,000	7,125	2,000	9,125

Source: official AzamPesa tariff poster, August 2026.

Lipa Hapa: paying to all networks and banks

Pay to all networks and banks for less. There is no government levy.

Work out the fee for your amount

TSh

Government levyFree

Lipa Hapa: paying to all networks and banks
Amount (TSh)	Fee	Total charge
0 – 999	24	24
1,000 – 1,999	32	32
2,000 – 2,999	42	42
3,000 – 3,999	66	66
4,000 – 4,999	88	88
5,000 – 6,999	150	150
7,000 – 9,999	160	160
10,000 – 14,999	300	300
15,000 – 19,999	335	335
20,000 – 29,999	400	400
30,000 – 39,999	420	420
40,000 – 49,999	440	440
50,000 – 99,999	550	550
100,000 – 199,999	800	800
200,000 – 299,999	1,050	1,050
300,000 – 399,999	1,300	1,300
400,000 – 499,999	1,500	1,500
500,000 – 599,999	1,800	1,800
600,000 – 699,999	2,200	2,200
700,000 – 799,999	2,200	2,200
800,000 – 899,999	2,350	2,350
900,000 – 1,000,000	2,350	2,350
1,000,001 – 3,000,000	2,850	2,850
3,000,001 – 10,000,000	3,150	3,150

Lipa Hapa: paying to all networks and banks
Amount (TSh)	Fee	Government levy	Total charge
0 – 999	24	Free	24
1,000 – 1,999	32	Free	32
2,000 – 2,999	42	Free	42
3,000 – 3,999	66	Free	66
4,000 – 4,999	88	Free	88
5,000 – 6,999	150	Free	150
7,000 – 9,999	160	Free	160
10,000 – 14,999	300	Free	300
15,000 – 19,999	335	Free	335
20,000 – 29,999	400	Free	400
30,000 – 39,999	420	Free	420
40,000 – 49,999	440	Free	440
50,000 – 99,999	550	Free	550
100,000 – 199,999	800	Free	800
200,000 – 299,999	1,050	Free	1,050
300,000 – 399,999	1,300	Free	1,300
400,000 – 499,999	1,500	Free	1,500
500,000 – 599,999	1,800	Free	1,800
600,000 – 699,999	2,200	Free	2,200
700,000 – 799,999	2,200	Free	2,200
800,000 – 899,999	2,350	Free	2,350
900,000 – 1,000,000	2,350	Free	2,350
1,000,001 – 3,000,000	2,850	Free	2,850
3,000,001 – 10,000,000	3,150	Free	3,150

Source: official Lipa Hapa tariff poster, September 2026.

Daily transaction limits

Deposit or receive: TSh 10,000,000 a day
Send or withdraw: TSh 5,000,000 a day

Other services

Balance check / mini statement: Free
Monthly statement: last month / this month: Free

Download the official tariff poster

These posters are the official source of the figures on this page. They are in Swahili.

August 2026 · PDF
AzamPesa tariffs — 0 Ziro KoteKote
Download PDF
September 2026 · JPG
Lipa Hapa tariffs — Unafuu
Download image

Send money free, to any network.

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Transact for free with AzamPesa.

What's free, and what has a fee

FreeDo these for free, with zero deductions

Services with a small fee

Tariff tables

Sending money

Cashing out at an agent

Lipa Hapa: paying to all networks and banks

Daily transaction limits

Other services

Download the official tariff poster

AzamPesa tariffs — 0 Ziro KoteKote

Lipa Hapa tariffs — Unafuu

Send money free, to any network.